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Roofing, rejuvenation, gutters & siding in Southfield, MI Family owned since 1995 Call (313) 254-3724
Kincaide Roofing & Rejuvenation SouthfieldRoofing Contractor (313) 254-3724
  1. Home
  2. Financing
Roof financing in Southfield, MI

Roof Financing in Southfield that fits your budget

A worn-out roof doesn’t wait for a convenient time. Qualified Southfield homeowners can finance a full roof replacement with 25 months same-as-cash, with approved credit and credit scores as low as 550 considered.

  • 25 months same-as-cash
  • Scores from 550 considered
  • Full roof replacement
  • Ask at your inspection
25 mo.Same-as-cash financing*
550Credit scores considered
1995Family owned & operated

Free roof inspection & estimate

Southfield homeowners. A roofer, not a call center, gets back to you.

Thanks! Your request is in. Kincaide Roofing will call you shortly to set up your inspection. Need us now? Call (313) 254-3724.

No pressure, no obligation. Prefer to talk? Call (313) 254-3724.

Why finance a roof

A new roof now, paid over time

A lot of Southfield homeowners have lived in their houses for years, kept up the brick, the furnace and the windows, and now find the roof is the next big item. The shingles are curling, the chimney has been patched more than once, and a ceiling stain comes back every spring. What makes people wait is the cost arriving all at once.

On an older Southfield house, waiting tends to cost more. A roof that leaks through another Michigan winter can soak plank decking, insulation and plaster ceilings, and a replacement turns into a replacement plus interior repairs. Financing lets you deal with the roof before that happens.

Qualified homeowners can get 25 months same-as-cash on a full roof replacement with approved credit, and credit scores as low as 550 are considered. Ask about it at your free inspection. We go over the written estimate with you first, including any decking or ventilation work an older home may need, then walk you through the application and what approval means. There is no pressure. And if your roof is still sound, we’ll tell you whether a repair or rejuvenation could buy you time instead.

25Months same-as-cash
550Scores considered
$0Cost of the inspection

Book a free inspection

Row of homes with new asphalt shingle roofs
How it works

Three steps to a financed roof

Financing is part of the same conversation as your inspection and estimate. No pressure, and you see the numbers first.

Apply

After the free inspection and written estimate, tell us you’d like to finance and we’ll help you apply.

  • Estimate in hand first
  • Ask any question
  • Scores from 550 considered

Get approved

Once your credit is approved, you’ll see the terms in writing. Read them and decide at your own pace.

  • Terms in writing
  • 25 months same-as-cash
  • No pressure to sign

Install

We schedule your roof replacement and install it the way we do every roof: protected, photographed and cleaned up.

  • Boards protect the house
  • Photos of every step
  • Dumpster included

Only need a repair or rejuvenation?

Many roofs don’t need replacing yet. We’ll tell you honestly and give you a written price for the smaller job.

Roof rejuvenation
Roofing questions

Roof financing questions from Southfield homeowners

How it works, who qualifies and what to expect.

What financing do you offer?
Qualified homeowners can get 25 months same-as-cash on a full roof replacement with approved credit.
Can I qualify with less-than-perfect credit?
Credit scores as low as 550 are considered. Approval depends on the lender’s review of your application.
My Southfield house is older. Will decking repairs be part of what I finance?
The financing applies to the roof replacement project. We check the decking at the inspection and explain in your written estimate how any damaged decking is handled, so you know before you apply.
Does financing cover the permit for my Southfield roof?
Permits are handled through the City of Southfield building department, so check with them for current requirements. We go over what the project includes when we review your estimate.
Is financing available for repairs or rejuvenation?
The 25 months same-as-cash offer is for a full roof replacement. Ask during your inspection about options for other work.
Do I have to decide on financing at the inspection?
No. You get the inspection and written estimate first, and there is no obligation.
Financing in Southfield

Knowing the whole cost before you finance

On a Southfield home that has been re-roofed more than once, the estimate should account for what is under the shingles.

Older houses across Southfield can hide extra layers of shingles, worn plank decking or an attic that needs better ventilation. Those things affect the cost of a new roof, and nobody wants to finance one number and learn about another halfway through the job. That is why we check the attic, look for soft spots and photograph what we find before you see an estimate, so the financing conversation starts from a complete picture.

Look under the shingles

Attic and decking checked at the inspection, so the estimate reflects your actual house.

Clear estimate first

You see the full written estimate before you decide anything about financing.

Plan the season

Inspect in winter or early spring, apply, and book the install for good weather.

  • Southfield
  • Lathrup Village
  • Northland area
  • Oak Park
  • Detroit
  • Farmington Hills
  • Bingham Farms
  • Franklin
  • Beverly Hills

Talk financing at your free Southfield inspection

Book an inspection. We’ll give you a written estimate and walk you through the financing options.

Call now Free inspection